Instead of applying to ten funders and taking ten credit pulls, you apply once. We match your file across our network and bring back the options that fit. Here is exactly how it works, how your number is handled, and how we get paid.
From the application to funded capital, this is the path your file actually takes, and what happens to your information at every point along it.
Answer a few questions and upload your last four months of business bank statements. Fully self-serve, no phone calls required.
Your profile is matched against every funder's underwriting box the moment you submit, and your estimated range appears on screen.
We check your numbers and documents with a soft credit pull before any funder sees the file, then the funders that fit price it.
When you apply to a single lender, you get that lender's rate, take it or leave it. We work differently. Your one application goes out to the funders in our network whose criteria fit your file, and they compete for your business by putting forward the best offer they can make. Competition means each funder prices your file knowing it is not the only one looking at it, so what you see reflects their real appetite rather than a first-pass quote. No ten applications, no ten credit pulls.
Your file goes only to funders whose criteria it meets, so every response is a real option, not a form rejection.
Each funder knows your deal is being shopped, so they lead with the strongest rate and terms they can make.
The options come back in one place with full terms visible. You pick the offer that fits; the funder pays us once your deal funds.
Funders receive what they need to underwrite your file. They do not receive your phone number until your deal funds, at which point the funder you chose is your counterparty and contact is a normal part of that relationship. Verification calls a funder would otherwise make to you, we absorb.
Not to funders, not to lead buyers, not to anyone. It is written into the privacy policy, so you can check it.
Set your contact preference on the application and we honor it. Email only means email only.
Once your deal funds, the funder you chose is your counterparty and holds your details. We say that plainly.
About 3 minutes. Soft credit check only. It will not affect your score.
Start your application →