Get funded without getting sold.

Apply once. Every funder in our network whose criteria you fit prices the same file, and you compare the offers by email. Your number does not get sold.

Soft credit check only. It will not affect your score. An estimate on screen first. Real offers after a person verifies the file. Your number stays with us. Funders get it when a deal funds, not before.
Step 1 of the application
How much do you need?
Apply now →
About ten minutes. The range you see at the end is an estimate, never an approval.
Google ★★★★★★★★★★
Trustpilot ★★★★★★★★★★
$5K to $5M
Funding range
Working capital to SBA.
Soft pull
Your credit
No impact to your score.
One form
Every funder you fit
Apply once, compare by email.
Not sold
Your number
Funders get it when a deal funds.
The offer in your dashboard

One offer is not a market.

The financing offer inside your seller account is priced by one provider against the sales that one platform can see. Both programs describe themselves plainly. This is what they say, quoted.

A store admin's Finance page in a browser window, showing one offer card with one Accept button.
Shopify Capital

Funding in the United States is issued by WebBank. You receive a lump sum in exchange for a borrowing cost set in the loan agreement, and you repay it as a daily percentage of your daily sales, within a maximum term of 18 months, with minimums of 30 percent of the total by month six and 60 percent by month twelve. On a fixed-fee loan the fee is the same no matter how fast you repay, and paying off the full balance does not change the cost of funds. Offers appear on the Finance page of your Shopify admin.1

A marketplace seller account's Lending page in a browser window, showing one invitation card with one Apply button.
Amazon Lending

Amazon states that it offers financing "through its third-party financing providers," six of them named on its page, covering term loans, merchant cash advances, lines of credit, and SBA loans. You check Seller Central for an invitation and apply to the provider that invited you.2

One provider per offer Eligibility decided by the platform Only that platform's sales in the picture

For a single-channel store that can be the simplest money available. It is still one offer, and your wholesale orders, your second marketplace, and your own site are not in the picture.

ONE APOLLO

The whole business, priced by every funder you fit.

Your bank statements show every channel you sell on. Every funder in the network whose criteria you fit prices that file, and knows the others have it too.

  • Every funder you fit, from one application
  • Every channel in the picture, not one dashboard
  • Offers side by side, by email
A browser window with three funder offer cards stacked, each listing amount, term, payment, and rate.
How it works here

Apply once. Funders compete. You choose.

Ten minutes
→
One form, no call.Self-reported. Your bank statements show every channel you sell on, so the whole business gets priced.
Funders compete
→
Every funder you fit prices the same file.Each one knows the others have it too. The offer reflects their real appetite for your business.
You compare
→
Amount, term, payment, and rate, side by side, by email.A named rep is one email away if you want one. Reps are paid on deals funded, never on your rate.
Your file's path
  1. You applyTen minutes, one form.
  2. Funders competeSame file, every funder you fit.
  3. You compareBy email, side by side.
Funders do not get your phone number until a deal funds. Nobody who applies here gets cold called.
Who is asking

We ship our own brands, so we know the gap.

ONE APOLLO sells online with brands of its own, on the same marketplaces you do. We pack the same orders and wait on the same payouts, and we know what a reorder costs before the payout lands.

ONE APOLLO Capital is the funding side of the same company. We are a broker, paid by the funder on deals that fund, never by you.

The Q4 order is due before the Q4 sales arrive.

Holiday inventory ships in October and sells in November and December. Sellers who wait for the platform offer to grow into the order size end up short in the one month that decides the year. Apply today and you have an estimate on screen in minutes, then real offers to compare.

Apply now →
FAQ

Questions online sellers ask.

Yes. The application asks where you sell and what you sell. One channel is fine; what matters is the revenue and how consistently it lands. The floor is $10,000 a month. Below that we may have fewer options, but we will still review your file and tell you where you stand.

No. The application asks about existing positions and their combined monthly payment, and the funders price around them. Tell us about every position; a surprise found later costs more than one disclosed now.

Four structures cover most sellers. Working capital sized to the revenue you already have. A business line of credit you draw when the purchase order lands and repay as it sells. A term loan with a fixed amount and schedule for a step change like a second warehouse. SBA loans for established sellers whose timeline allows it, slower to close and cheaper to carry.

Not if your documents are complete. You choose how you want to be contacted inside the application, and nobody who applies here gets cold called. When a deal funds, the funder gets your number and may call to confirm a few details.

By the funder, on deals that fund. You never pay us. The full disclosure is in the terms linked at the bottom of this page.

The network funds from $5,000 to $5 million. What you qualify for depends on revenue, time in business, and existing positions, and the estimate is an estimate, never an approval.

Get funded without getting sold.

One application. Funders compete. You choose.

See if you qualify →

1. Shopify Help Center, "Loans and repayment for merchants in the United States" (help.shopify.com/en/manual/finance/shopify-capital/united-states), read 2026-10-10. The issuing bank, the borrowing cost set in the agreement, the daily percentage repayment, the 18-month maximum, both percentage milestones, the fixed-fee statement, and the cost-of-funds statement are quoted from that page.
2. Amazon, "Amazon Lending | Sell on Amazon" (sell.amazon.com/programs/amazon-lending), read 2026-10-10. "Through its third-party financing providers," the six named providers, and the product list are quoted from that page.
Both pages are re-read on the first of every month. If either changes, this comparison changes the same day or comes down.

See if you qualify →