What it takes to qualify, what to have ready, how cost works, and guides written for owners making real decisions. If something is not here, your account rep will walk you through it.
Getting started is intentionally light. To see your options, most businesses need only what is below, and none of it takes a trip to the accountant.
To finalize an offer, the funder you choose may ask for a little more. Your account rep tells you exactly what, before you need it.
The application is short by design. Most owners finish it in one sitting.
Recent business bank statements, downloaded straight from your bank.
Legal name, EIN, address, and how long you have been operating.
Roughly how much you need, and what you plan to put it toward.
Most approved businesses do at least $5,000 a month in revenue and hold a business bank account. A year or more in business is preferred, though newer businesses can still apply. Time in business, credit, and industry are used to match you to the right option, not to disqualify you on the spot. The only way to know what you qualify for is to apply, and checking does not affect your credit score.
What happens after you apply →Financing does not reduce your Section 179 deduction. The TY2026 numbers, the placed-in-service deadline that costs buyers real money, which structures qualify, and the honest counterweights most pages skip.
Generally yes. What counts as interest, the front-loaded early years, and the limitation question most small businesses can skip.
The financing structures compared in plain language, and how your tax return decides which piece to play.
Access to credit, not idle cash, is the modern reserve. How utilization is read, and what to do before you apply.
About 3 minutes. Soft credit check only. It will not affect your score.
Start your application →